Kilohana.Ai Join Early Access List — It’s Free

AI Wealth Builder for All

Building wealth should be easy and simple for everyone. Access to financial advisors should be for all – not just the elite 1%.

Kilohana AI agents help you build, protect, and grow your wealth 24/7.

JOIN EARLY ACCESS PRIVILEGE — IT'S FREE
👍 No minimum investment • Wall Street veterans • Patent-pending AI-native • 0.25% fee

Imagine Your Financial Freedom

This isn't just about numbers on a screen. It's about the life you want to live.

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Buy Your Dream Home

Build wealth fast enough to afford that house you've been eyeing — without being house-poor.

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Retire Early

Leave the 9-to-5 at 55, not 67. Travel, pursue hobbies, spend time with family while you're still healthy.

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Fund Your Kids' Future

College fully paid. No student loans. Give them the head start you wish you had.

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Sleep Well at Night

No more anxiety about market crashes or 'did I make the right choice?' Let the AI worry so you don't have to.

Stop Losing Money to Investment Mistakes

Millions of Americans are losing money simply because they don't know what they're doing – and the traditional solutions aren't helping.

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Losing Money From Lack of Knowledge

Without investment expertise, you're making costly mistakes: buying high, selling low, poor diversification, and emotional decisions that erode your wealth.

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Passive Strategies Don't Adapt

Passive Robo-advisors use fixed allocation (60/40, 70/30, ...) that never changes – even when the market signals danger. You're stuck on autopilot during turbulence.

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Hedge Funds Are Too Expensive

Hedge Funds charge 2%+20% annually AND require $1 Million minimum. That's $20,000+ hedging fee just to get started, putting expert help out of reach.

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Overwhelmed by Investment Choices

Thousands of stocks, ETFs, bonds, commodities, crypto... Where do you even start? Analysis paralysis keeps you sitting in cash, losing to inflation every single day.

'Passive' Robo-Advisors Are NOT Actually Intelligent !!

Set It and Forget It = Set It and Regret It

Passive robo-advisors use fixed allocation cookie-cutters. When markets crash, your portfolio crashes with them. You're stuck manually rebalancing yourself.

Missing the Math

Current robo-advisors are just basic arithmetic automation – not intelligent AI. They can't detect market shifts, identify opportunities, or adapt to changing conditions.

Expensive or DIY

Your hedge fund option: Pay 2%+20% of AUM fee to Wall St firms, or become your own portfolio manager and hope you make the right calls.

There's a better way. And it's powered by real AI that actually thinks !!

Meet Your AI Wealth Manager

Kilohana.Ai is the first actively AI managed that watches markets 24/7 and adjusts your portfolio continuously – not in 6 months, not next quarter.

Active Intelligence — Not Passive Hope

Unlike passive robo-advisors that set your allocation and forget it, Kilohana.Ai continuously monitors market conditions, economic indicators, and your personal goals to make smart adjustments.

  • Detects market volatility and shifts before losses mount
  • Rebalances intelligently when opportunities or risks arise
  • Learns from your risk tolerance and adjusts strategy
  • Protects gains with intelligent asset protection mechanisms

The result? You get institutional-grade active management at a fraction of the cost, without needing to lift a finger.

Your Personal AI Wealth Team — Working For You Around The Clock

You Set Your Goals

Tell our AI your wealth objectives, risk tolerance, timeline, and dreams. Whether it's retirement, buying a home, or financial freedom – Kilohana designs a personalized plan and constructs your portfolios from thousands of highly liquid financial instruments available.

AI Goes to Work 24/7

Our Agentic AI continuously monitors global markets, economic indicators, and opportunities across equities, bonds, commodities, forex, and digital assets. It detects market shifts as they happen – not months later.

AI Adapts & Acts

When conditions change, Kilohana intelligently reallocates your assets, rebalances your portfolio, and optimizes for profit while minimizing risk. No manual intervention needed.

Track Progress & Hit Goals

Watch your wealth grow through our simple dashboard. Get insights on performance, and adjust your goals anytime.

Plus, you get seamless access to human RIA expertise and insights when you need it.
It's not AI vs. humans – It's AI + RIA human intelligence working together.

Everything You Need to Build Wealth

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AI-Native Wealth Planning & Portfolio Creation

Answer a few questions about your goals and risk tolerance. Our AI builds a personalized portfolio optimized for your unique situation — not a generic template.

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Active Asset Allocation

Unlike fixed 60/40 portfolios, our AI actively adjusts your stock/bond/commodities/cash ratio based on real-time market conditions. More protection when it's risky, more growth when it's safe.

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No Minimum Investment

Start with $100 or $100,000 — We welcome you. Everyone deserves access to intelligent wealth management, not just the wealthy.

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Personalized Risk Management

Whether you're conservative or aggressive, our AI respects your boundaries. It pushes for growth within your comfort zone, never taking risks you didn't sign up for.

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Intelligent Rebalancing

Your portfolio drifts over time. Our AI rebalances intelligently — efficiently — to keep you on track while minimizing unnecessary risks.

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Monthly Budget Planning

Wealth isn't just about investing — it's about managing cash flow. Our AI helps you budget monthly expenses and optimize how much to invest vs. save.

How We Protect Your Money

AI is powerful, but we don't let it run wild with your life savings. Here's how we keep you safe.

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Human Oversight

Our veteran investment committee reviews AI decisions continously. If something looks off, we can pause and intervene. You're never fully on autopilot without safety.

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Built-In Safeguards

Our AI operates within strict risk parameters. Diversification, volatility caps, sector exposure limits, position exposure limits, and hedges prevent any single decision from causing significant damage.

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Asset Protection

If any portfolio crosses your risk tolerance, the AI intelligently rebalances, hedges, or sells before small losses become big ones.

We do NOT short!
Hence you're never exposed to short squeeze margin liquidation danger.

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Bank-Level Security

Your data is encrypted with AES-256 and SSL-256. We're SOC 2 Type II. Your assets stays with our custodian (not us).

This Isn't an antiquated Robo-Advisor. This Is AI That Actually Thinks!

Kilohana's AI doesn't just follow rules – it learns, adapts, and acts on your behalf.

Feature ✨ Kilohana.Ai (You!) ✨ Passive Robo-Advisors Wall St Firms
Personalization High Low High
Asset Allocation Continuously adaptive Passive fixed allocations Slow manual updates
Rebalancing Autonomous optimization Your decision required Advisor reactive discretion
Portfolio Strategy Personalized to YOUR goals Passive cookie-cutter Limited by capacity
Market Monitoring 24/7 global monitoring None Business hours only
Decision Speed Real-time adaptive Months Days to months
Fee 0.25% fee 0.25-1.87% 1-2% AUM
Minimum Investment NO MINIMUM $500 - $100K $100K - $1M+

Built by AI Inventor and Wall St Veterans Who've Managed Billions

Our founding team has over 100+ years of combined experience in wealth and asset management.

We're people who watched family and friends lose money in 2000, 2008, 2020, 2025, and every crash in between. We built Kilohana.Ai because we were tired of seeing good people get bad financial advice.

  • ✅ Granted patent in Agentic AI & Generative AI.
  • ✅ The AI expert in portfolio management team of 5 quantitative funds with about $4 billion aggregate AUM.
  • ✅ Top CNBC Million Dollar Portfolio competition manager with +53.56% profit while S&P 500 crashed -12.49%.
  • ✅ Morgan Stanley, Deutsche Bank, and Columbia Threadneedle (Seligman) investment firms veteran.
  • ✅ IBM Research PhD Fellow for 2 consecutive years.
  • ✅ Artificial Intelligence and Robotics PhD program at Columbia University.
  • ✅ Bloomberg #1 ranked Chief Economist as the most accurate forecaster.
  • ✅ Veteran Chief Economist at Citigroup, Schroeder Investment, Mandiri Investment.
  • ✅ Serial founders and CEOs of FinTech companies.
  • ✅ CFO and COO of Hedge Funds.
  • ✅ Head of Hedge Fund Administration at SS&C.
  • ✅ Economics PhD programs at Columbia University and University of Chicago.

OUR STORY

Our founding team met as AI and Economics PhD students at Columbia University and as Wall Street colleagues, later advancing to senior roles at top investment banks and asset management firms. We built Kilohana.Ai because we were tired of seeing our families, friends, and the everyday hard-working people get poor financial advice. Kilohana.Ai was born from a simple belief that intelligent technology should help everyone to build their wealth in society - not just the elite 1%.

Our founders have spoken at:

Hedge Fund Summits AI Conferences FinTech Forums World Economic Forum

Frequently Asked Questions

Is my money safe?

Yes! Your funds are held by our regulated custodian, not by us. We never have direct access to withdraw your money. All data is encrypted with bank-level AES-256, SSL 256-bit, and we're SOC 2 Type II certified.

How is this different from passive Robo-Advisors like Betterment, Wealthfront, or Vanguard?

They use passive, fixed allocation that never changes and require you to manually rebalance.
Kilohana's Agentic AI continuously adapts your portfolio based on real-time market conditions, opportunities, and risk factors intelligently. Think active management at passive prices.

What if I have no investment experience?

Perfect! That's exactly who we built this for. You just answer simple questions about your goals and risk comfort. Our AI handles everything else. No finance degree needed.

When will Kilohana.Ai launch?

We're launching in early 2026. Join the early access list to get notified 30 days before launch and secure exclusive benefits.

Is there a minimum investment?

No minimum. We welcome anyone to start with $100 or $100,000. We believe everyone deserves access to smart wealth management.

Can I withdraw my money anytime?

Yes, absolutely. You can withdraw anytime without penalties. It typically takes 3-5 business days for funds to reach your bank account.

Do I need to do anything after I sign up?

Nope! Once you're set up, the AI handles everything intelligently. You can log in anytime to check performance, adjust goals, or deposit more money, but you never have to.

What's the catch? Why so cheap?

No catch! We use AI, smart contracts, and blockchain to eliminate paperwork and operational inefficiencies. We pass those savings to you.
Our mission is to democratize wealth management – bypassing gatekeepers.

Is my money safe with AI making decisions?

Our AI is trained on years of market data and has built-in safeguards: hedges, volatility envelope caps, strategic diversification, sector rotation, and other asset protection techniques.

The AI process is also monitored by Wall Street veterans who've overseen billions in AUM. Plus, you always have access to human RIA expertise. It's AI + human intelligence – the best of both worlds. You're protected!!

How does Kilohana's AI actually work?

Our patent-pending Agentic AI uses several advanced machine learning and other AI methodologies to continuously analyze global economic data, financial market trends, and risk factors across multiple asset classes. Our AI then derives new Alpha investment model based on those captured economic and financial market signals.

Unlike traditional robo-advisors that use simple fixed-rule dumb automation, our AI makes adaptive intelligent decisions to optimize your portfolio(s).

Can I still talk to a human advisor?

Absolutely!
Kilohana combines AI efficiency with human expertise. You'll have access to Registered Investment Advisors (RIAs) whenever you need personalized guidance, complex planning, or just want to talk through your financial decisions.

Whether You're Starting Your Own RIA Business or Building Personal Wealth – Kilohana Levels the Playing Field

For Registered Investment Advisors (RIAs)

👍 Launch your own RIA wealth management business with institutional-grade AI-native portfolio management SaaS platform.

  • 💰 Keep your hard-earned revenue to yourself!
    0.25% of AUM fee vs. paying 60% of your revenue to the house.
  • • Get cutting-edge AI-native wealth planning, Alpha portfolio construction, Alpha asset selection, portfolio attribution platform which most often is smarter than wirehouse analysts.
  • • No need to hire expensive team of AI PhDs and FinTech developers – Kilohana is your AI FinTech team. Save $millions of R&D expenditures.
  • • Focus on human relationship with your clients, not AI infrastructure.

For Individual Investors

👍 Access to Wall Street institutional grade AI-native wealth management.

  • 💰 Save 75-88%: Only 0.25% vs. 1-2% of AUM fee at Wall St firms.
  • • Get personalized financial planning previously reserved for the ultra-wealthy.
  • • AI continuously adjusts allocations to protect and grow your wealth.
  • • Expert guidance in equities, bonds, commodities, currencies, and diversification.

Don't Miss Your Chance to Build Wealth Smarter

Join thousands waiting to experience AI-native wealth management designed for everyone – not just the elite 1%.

Join Early Access List For Free

Join early access in 30 seconds - Really!

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Patent-Pending AI Technology

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Institutional-grade AI

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Wall Street Veterans

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No minimum

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Launching early 2026

Venture Investors & Wealth Partnerships

We're building the future of intelligent wealth management — redefining how people grow and protect wealth with the assistance of artificial intelligence.

Our mission is to democratize access to institutional-grade financial intelligence — once reserved for the ultra-wealthy — and make it accessible to everyone.

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For Venture Capital

If you're a venture capital firm or strategic investor who shares our vision of empowering everyday people with AI-driven financial intelligence — we'd love to connect.

📩 venture@kilohana.ai
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For Wealth Partnerships

If you're an RIA small business, pension fund, corporate retirement sponsor, or thinking of starting your own company and looking for white-label AI-native wealth management SaaS platform — we'd love to partner.

📩 partnership@kilohana.ai